Banks are places where people can keep their money. Most people use banks to save money in their savings accounts and to pay money from their checking accounts. Today, when a person earns money from their job, their paycheck is often electronically deposited (put) into their savings or checking account. Then, he or she can pay their bills by writing checks from their checking accounts or pay online where their bills are electronically connected to their bank accounts.      Banks also give loans to people. Banks use the money that their customers deposit to lend to people to buy new houses, cars, or to start businesses among other reasons. The bank makes money from lending by charging interest. In other words, people have to pay back more than they borrowed. This amount depends on how risky the bank thinks the borrower is and how fast the loan is paid back among other things.（10分）

(1) What do banks NOT do? A、Provide a place for people to save their money.BLend money to people.CProvide a place where people can pay their bills from.DHelp people get jobs.正确答案D (2) What do banks NOT do? A、Give loans.BTax people.CAllow people to pay bills online from their accounts.DCharge interest.正确答案B (3) How do banks make money? A、By having a lot of accounts.BSaving their customers deposits.CBy giving advice to their customers.DCharging interest to those they lend to.正确答案D (4) How much “interest” do lenders have to pay? A、Most borrowers don't have to pay interest.BThe story doesn't say.CIt depends on a lot of things.DEveryone pays the same amount of interest.正确答案C (5) How does “interest” work? A、Banks require people to pay back more money than they borrowed.BBanks require people to pay back money they borrowed very quickly.CBanks pay people more money than they borrowed.DBanks require people to pay back the same amount they borrowed.正确答案A